Click on the tool below to see fund pricing, performance figures, fact sheets and fees and charges for each fund (in percentage) – check your annual statement to see the actual amount of fees and costs you paid for your entire policy. More details about the fees and how they are drawn from your policy can be found here The value of a fund`s shares is not guaranteed and can fluctuate up or down. To see the daily prices of our other products, please expand on the relevant sections below. Scottish Widows is committed to providing a wide range of high-quality, innovative and cost-effective investment solutions to its clients. Since 14 November 2016, we have added 21 new funds to our Scottish Widows fund range for most of our pension and life insurance products to give our clients more choice. We update the prices of our funds every business day. Select one of the following options to view the current prices of funds in this category. For most funds, you can also view or download fact sheets, including past performance, by selecting the fund information icon. On 24 and 31 December, at 3 p.m., prices will be calculated at noon based on the early close of the London Stock Exchange and published as soon as they are available. For more information on OEIC and ISA fund fees, please refer to the relevant Key Investor Information Document (KIID). These new funds were selected after detailed market research by our evaluation team of experienced fund managers.
We monitor and review our fund offerings and strive to make appropriate changes to meet the changing needs of our clients and keep pace with significant new developments. These fund launches are therefore part of our long-term commitment to offer our clients what we believe to be the best investment solutions. Note: All funds are subject to fees and expenses to cover the costs of managing the funds. If you`re not sure which fund your product is invested in, you can find out by looking at your annual statement. The bid price is the price at which you would sell your shares, and the offer price is the price at which you would buy your shares. There are four for-profit funds in which ReAssure clients are invested: LG For-Profit Fund, Guardian Insurance For-Profit Fund, Windsor Life For-Profit Fund, and National For-Profit Mutual Fund, and these can be invested in a variety of ways. If you`re not sure what type of for-profit fund you`re investing in, you should look at your most recent financial statements. We are writing to all clients who have invested in this fund to explain the situation. Clients who believe the fund will suit them and continue to meet their investment needs don`t need to do anything. However, if clients feel that this fund no longer meets their investment needs, they can exit at no cost. For more information about Clerical Medical funds and pricing, please visit the Clerical Medical website.
Please note that JP Morgan is making changes to this fund, which will take place on October 31. For more information, visit their website. At the beginning of September, we withdrew the FVA from all our funds that invest in real estate. We are adding exciting new options from leading fund managers after conducting extensive market research. These include multi-asset and absolute return funds, which are becoming increasingly popular with clients, as well as some relatively new types of funds that invest in innovative ways. In addition, we add award-winning funds from more traditional sectors, managed by some of the industry`s most respected managers. The Scottish Widows Cash Fund`s weekly report contains useful information about the fund, including the size of the fund, the top ten positions and the credit profile. The value of an investment is not guaranteed and may fluctuate depending on the return on the investment (and exchange rates if a fund invests abroad).
You can get back less than your initial investment. In addition, all income from shares of an OEIC or ISA fund can fluctuate upwards or downwards. Past performance is not a reliable indicator of future results. Clients don`t have to do anything, but please note that when looking for current fact sheets, you must now use the new fund name. Further information can be found online via the links for pension funds and life insurance at the top of this website. You can read more about fund investment approaches in our fund guides. The asset allocation of Scottish Widows Consensus funds was previously driven by the CAPS Pooled Pension Survey provided by BNY Mellon. BNY Mellon has terminated this investigation.
As a result, the Scottish Widows Consensus Fund is now managed using a composite benchmark of equities, bonds, real estate and commodities. We created this page to give you easy access to information about unit-linked and for-profit funds. We do our best to ensure that these prices are as they were at the close of business the day before. However, this is not always the case, and in any case, you should not rely on these prices to make investment decisions. Current reports from selected fund managers can be viewed and downloaded. We have changed the way the Scottish Widows Consensus Fund is run. This change affects the fund`s focus, but the fund`s risk profile does not change and clients do not need to take any action. The fund aims for long-term growth by investing in a balanced portfolio of UK and foreign equities, fixed income equities, index-linked equities and cash deposits. Investments in these assets are made through a number of index funds or, where appropriate, through direct investments, always on an index basis. The percentage of the fund invested in each asset class is based on the average amount invested in each category according to a UK balanced fund benchmark.
These life insurance funds are available to existing clients who are already invested in a Scottish Widows Life product or a Halifax life insurance product. The tool does not contain information about funds with profit sharing, so clients of these funds should check their statement to see how their investment is performing and to find information about fees and costs. These OEIC and ISA funds are available to existing clients who already hold shares of the Listed Funds, including OEIC and Halifax ISA clients. At Scottish Widows, we regularly review the funds we offer. We have decided to close certain funds as part of our Scottish widows` life insurance and annuities business. If you have opened a CTF or other savings plan with Engage Mutual, you can find daily and historical pricing information here. You can also access information about how your money is invested and performance data of the underlying investments. The Scottish Widows JPM Global Macro Balanced Fund is closing due to continued underperformance and changing risk profile. Clients of this fund will be transferred to an alternative fund, the Scottish Widows Defensive Managed Fund, unless we indicate otherwise. This will take place on or shortly after February 16. We also explain the possibilities of customers by mail. For more information about the Scottish Widows Defensive Managed Fund and our other funds, please see the Scottish Widows Pension Funds Investor`s Guide or the Scottish Widows Life Funds Investor`s Guide, or ask us for more information.
Learn all about our fund prices, performance charts, interest rates, guides and manager reports. SW Henderson UK Property Fund was suspended in July after Henderson decided to suspend the underlying fund. Henderson announced its intention to lift the suspension of its underlying fund on October 14, 2016. In this case, we intend to lift the suspension of SW Henderson UK Property Life and Pension funds with effect from the same day. On 14 May 2017 we changed a number of our pension and life fund names Scottish Widows and Clerical Medical. For the majority of the fund, this is due to the fact that some of our investment partners have changed the name of the funds to which we are linked via the Scottish Widows and Clerical Medical Life and Pension Fund ranges. However, following a performance review, we have decided to change the investment of CM Newton Oriental Fund to invest entirely in the Veritas Asian Fund, which is managed by Veritas Asset Management. As a result of this change, the fund you invested in will be renamed CM Veritas Asian Fund. Following the result of the EU referendum, there was uncertainty about the real estate market, which had an impact on funds investing in real estate.
Some funds were temporarily suspended and others were revalued to more accurately reflect the reduced value of their real estate holdings (known as a “fair value adjustment” or AFV).
